Apple Lease Program Stealing

so @ this; if have used apple upgrage/lease program , have been 1st day person when new phone released works out sept turn in of old phone , "paying off" old 24month loan getting new 24month loan; cycle continuing.
got iphone 7 1st day last year waiting on "x" 2 month in our 2nd half payment plan or have 10 or less payments remaining.
old phone being used pay off remaing debt in return?
here question; renewing our iphone x lease in novemeber, when iphone 11 hits in sept have wait till novemeber or pay difference in months catch lease match.

should credit on phone turned in after 12th payment.

should same carrier based upgrade plan well.

thoughts?

 

the iup , programs of these sorts designed provide convenience. lose money in long run since could’ve sold phone somewhere else , more money. question is, willing or have time hussle?

 

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